⚠️ Medical billing errors cost Americans $88 billion every year. Most people never find out — and never get it back.
Most patients never check. Your hospital is counting on that.

If you've seen a doctor
in the last 2 years —
there's a 4 in 5 chance
your bill had an error.

80% of medical bills contain at least one error — and they almost always work in the hospital's favor. Bili finds what you're owed and fights to get it back.

"I trusted the bill was right. I was wrong by $340." — Sarah, Texas

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✓ Free to scan  ·  No credit card  ·  2,400+ on the waitlist

🔴 80% of bills contain errors
💸 $88B lost to billing mistakes per year
😰 36% of families carry medical debt
40% of appeals win — almost none are filed
The Reality

This is what a $340 mistake looks like — buried in plain sight

Real patients receive bills like this every day. The codes look official. The numbers add up. The formatting looks professional. So they pay.

But buried in those line items are errors — duplicate charges, wrong codes, services charged after your maximum was already met. Bili reads every line so you don't have to.

👇 This is a real bill format. Spot the error before you scroll down.
Summit Orthopedic & Sports Medicine
Patient Billing Department · 1-800-555-0188
Michael T. Rivera
Account #: SOM-20251104 · Plan: BlueCross PPO
Date of ServiceNov 4, 2025
Office Visit — Established Patient
CPT 99213
$285.00
X-Ray Knee, 2 Views
CPT 73560
$310.00
MRI — Knee Without Contrast
CPT 73721
$1,850.00
MRI — Knee Without Contrast DUPLICATE
CPT 73721 Same date · Same code · Billed twice
$1,850.00
Lab — Complete Blood Count
CPT 85025
$120.00
Total Billed$4,605.00
Insurance Paid (80%)−$3,190.00
YOUR BALANCE DUE
$1,415.00
Payment due within 30 days — account may be sent to collections
🔍
Bili catches it: MRI scan (CPT 73721) was billed twice on the same date. One MRI was performed. Removing the duplicate brings your real balance from $1,415.00 down to $785.00 — saving you $630 you never owed.
The Problem

If you have insurance, you're still at risk

Being insured doesn't protect you from billing errors. In fact, the more services you use — the more chances there are for mistakes that cost you money.

🤱
$3,400+

Average out-of-pocket cost for a hospital birth — even with insurance. 1 in 3 of those bills contains a billing error.

🚨
47%

of insured Americans received a bill for a service they were sure was covered. Most assumed the insurance company was right. Most were wrong.

📬
0.1%

of denied claims ever get appealed — even though 40% of those appeals win. The money is there. Nobody claims it.

😓
1 in 3

Americans skip or delay medical care because of cost concerns — even those with active insurance coverage.

Sound familiar?

These are the moments Bili was built for

Real situations. Real confusion. Real money lost — until now.

"I paid my deductible in January. By March I had a new baby and another $2,800 bill. I just... paid it. I didn't know I could fight it."
Jessica, 31 — new mom, Texas
"The ER bill said $1,200 after insurance. I called and they said 'that's what the system says.' I didn't know what to do so I set up a payment plan."
Marcus, 38 — dad of two, Ohio
"My husband had surgery. We hit our max out-of-pocket in July. Then in August another bill came. Turns out we shouldn't have owed anything."
Sarah, 42 — family caregiver, Florida
How It Works

Simple. Fast. No paperwork.

You don't need to understand medical codes or insurance rules. That's our job. Here's yours:

✓ Always Free
1

Connect your insurance

Log in once with your insurance credentials. Bili securely connects via the federal FHIR API — the same security standard your bank uses. Works with Aetna, UnitedHealth, Cigna, Blue Cross, and more.

✓ Always Free
2

Check coverage instantly

Before any appointment — search any doctor or service. Bili tells you instantly: is this provider in-network? Is this procedure covered by your plan? No surprises, no awkward calls.

Pro — Monthly Plan
3

We scan your bills & fight errors

Every bill you receive gets audited automatically. Wrong codes, duplicate charges, OOP maximum violations — Bili finds them and files the appeal on your behalf. You get notified when money is recovered.

Real Case

A real error. $340 recovered.

This is exactly the case Bili was designed to catch — automatically, in seconds.

🔬 Real Case Study

Emergency C-section patient received a $340 bill 5 days after hitting her annual maximum

She had already paid her full out-of-pocket maximum during the surgery. Any charges after that point should be covered 100% by insurance. The bill arrived anyway — and most people just pay it.

🏥
Aug 25
Emergency C-section
💰
She paid
$1,800
Annual maximum
Fully reached
📅
Aug 30
ER visit
🚨
Bill received
$340 ← ERROR
Why this happens: Each claim is processed in isolation. The system doesn't automatically "remember" that your annual maximum was hit 5 days earlier — especially when claims come from different providers. The error is invisible unless someone looks at the full year.
🎯
Bili catches it in under 10 seconds
Bili cross-references the full year's claims, identifies the OOP maximum was met 5 days prior, flags the $340 charge as invalid, and files the appeal automatically — with zero effort from the patient.
What We Find

The 8 errors on your bill right now

Each one is real. Each one costs you money. Most go undetected for years.

32%

Duplicate Charges

Same service billed twice — same day or different dates

28%

Upcoding

Billed for a complex visit when a routine one was performed

20%

Out-of-Network Misclassification

In-network provider incorrectly billed as out-of-network

19%

Phantom Billing

Charged for services, tests, or supplies never received

15%

Unbundling

Procedures billed separately when they must be combined

11%

OOP Maximum Exceeded

Charged after hitting your annual out-of-pocket limit

10%

Medication / Equipment Errors

Billed for drugs or devices not used during treatment

8%

Wrong Patient Information

Incorrect member ID causes claim to process incorrectly

Pricing

Start free. Upgrade when it matters.

The basics are free — forever. For full bill auditing and appeals, upgrade to Pro.

Free
$0/month

Everything you need to make smart decisions before your next appointment.

  • Check if your doctor is in-network
  • Check if a procedure is covered by your plan
  • Insurance plan summary & deductible tracker
  • Automatic bill scanning & error detection
  • Appeal filing & case management
  • OOP maximum monitoring

Early access members lock in the founding price — forever. Cancel anytime.

Why Now

Federal law now gives you the power

Three recent mandates changed everything — and most Americans don't know it yet.

📋

FHIR Mandate — 2021

Every major insurer must provide secure digital access to your claims data. Bili uses this to pull your entire billing history — automatically, with one login.

🚫

No Surprises Act — 2022

Emergency out-of-network charges are now illegal in most cases. If you were billed by an out-of-network provider during an ER visit, that charge may be invalid — and Bili flags it automatically.

💡

Price Transparency Rule — 2021

Every U.S. hospital must now publish its real prices. Bili compares what you were charged against what the hospital publicly listed — and exposes every markup.

FAQ

Your questions, answered

How does Bili connect to my insurance?
Bili connects via the federally mandated FHIR API — the same security standard used by your bank. You log in once with your insurance credentials, and Bili pulls your claims history securely. We never store your password.
What if I go to multiple doctors or clinics?
Bili pulls everything from your insurance — regardless of which provider submitted the claim. If you use Apple Health, one connection gives us access to records across multiple providers automatically. For anything not synced, you can upload a photo of the bill in seconds.
What insurers do you support?
Any insurer covered by the 2021 FHIR mandate — which includes Aetna, UnitedHealth, Cigna, Humana, Blue Cross Blue Shield, and most other major commercial plans, as well as Medicare Advantage plans.
What happens after Bili finds an error?
We generate a formal appeal letter and submit it to your insurer on your behalf. You'll receive status updates and a notification when the case is resolved — and when money comes back to you.
How long does an appeal take?
Insurers are legally required to respond within 30–60 days for standard appeals and 72 hours for urgent cases. Bili monitors every deadline and follows up automatically so nothing falls through the cracks.
Can I cancel my Pro subscription anytime?
Yes, cancel anytime from your account settings. No questions, no fees, no minimum commitment. Any appeals already in progress will continue to resolution at no additional charge.

Your next bill is probably wrong.
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